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	<title>Insurance News Alerts &#187; Farmers Insurance</title>
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	<pubDate>Thu, 29 Jul 2010 14:18:17 +0000</pubDate>
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		<title>Mind the Cows and Don&#8217;t Worry the Sheep</title>
		<link>http://www.insurancenewsalerts.com/mind-the-cows-and-dont-worry-the-sheep</link>
		<comments>http://www.insurancenewsalerts.com/mind-the-cows-and-dont-worry-the-sheep#comments</comments>
		<pubDate>Fri, 16 Apr 2010 13:42:06 +0000</pubDate>
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		<category><![CDATA[Farmers Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancenewsalerts.com/mind-the-cows-and-dont-worry-the-sheep</guid>
		<description><![CDATA[A new campaign is warning walkers in the South West to steer clear of cattle and keep their dogs away from sheep, while taking a stroll in the countryside this spring.
Truro, UK (PRWEB) April 16, 2010 &#8212; Landowners in the region are also being reminded by Cornish Mutual, which specialises in a broad range of [...]]]></description>
			<content:encoded><![CDATA[<p><em>A new campaign is warning walkers in the South West to steer clear of cattle and keep their dogs away from sheep, while taking a stroll in the countryside this spring.</em></p>
<p>Truro, UK (PRWEB) April 16, 2010 &#8212; Landowners in the region are also being reminded by Cornish Mutual, which specialises in a broad range of cover including <a title="Farmers Insurance" href="http://www.cornishmutual.co.uk" target="_blank">farmers insurance</a>, of their legal obligations to prevent walkers from being injured by cows. It follows a number of high-profile incidents where people have been seriously hurt or even killed by the animals.</p>
<p>&#8220;It&#8217;s very important to remember that despite their perceived relaxed and lazy demeanour, cows can be aggressive,&#8221; says Philip Wilson from Cornish Mutual, &#8220;Especially if they feel threatened or have calves they want to protect. Cattle can feel particularly vulnerable during the spring time - they can be easily spooked and may become dangerous as a result.&#8221;</p>
<p>The advice from Cornish Mutual is to take all sensible precautions and if walkers find themselves in a field of wary cattle, move away as carefully and quietly as possible, keep dogs close and on a lead, but if the cows react to your presence release them - most importantly do not panic or make sudden movements.</p>
<p>Last year former Home Secretary David Blunkett suffered a broken rib and bruising after being charged by a cow while walking his guide dog in the Peak District. Vet Liz Crowsley was trampled to death by a herd of cows on the Pennine Way and another man suffered spinal injuries after being trampled by a cow on farmland near Bath.</p>
<p>Changes in the law now put greater pressure on livestock owners with public rights of way crossing their land. Farmers have a duty of care to make sure any lawful visitor is reasonably safe on the land when they are invited or permitted to be there - this includes public rights of way. The Animals Act 1971 makes the keeper of an animal &#8217;strictly liable&#8217; in most cases for injuries caused by their stock.</p>
<p>A recent spate of dog attacks on sheep has also prompted the company, which has Members across Cornwall, Devon, Dorset and Somerset, to raise awareness of the issue. Cornish Mutual is urging people to keep their dogs on a lead around all livestock, including cows and sheep.</p>
<p>Philip believes that sheep worrying is a concern in the South West and says they get a number of reports of dogs attacking animals every year. Cornish Mutual has dealt with at least one sheep worrying case a month for the last six months - the insurer is currently investigating a loss of 36 sheep that were allegedly chased over a cliff by a dog.</p>
<p>&#8220;We get a number of insurance claims and it&#8217;s taken very seriously by landowners and farmers. They are legally allowed to shoot a dog if it threatens their livestock and owners can also be pursued for compensation.&#8221;</p>
<p>He adds: &#8220;Even if their animals are not physically injured, the stress caused by dogs chasing or scaring them can have devastating consequences - sheep can run into roads or rivers to escape the threat. Farmers depend on livestock for their livelihoods, so it&#8217;s important for walkers to remember this and take steps to avoid it happening to them.&#8221;</p>
<p>For further information, please contact:</p>
<p>Melissa Ward<br />
Cornish Mutual<br />
01872 277151<br />
07702 673343</p>
<p>Notes for editors:</p>
<p>Founded by a group of Westcountry farmers in 1903, Cornish Mutual is the only general insurer based in the South West. Even today, the company is still owned by its Members, and remains at the heart of rural communities throughout Cornwall, Devon, Somerset and Dorset.</p>
<p>Although staying true to its origins in agriculture (around two thirds of Cornwall&#8217;s farmers are Members), Cornish Mutual now provides household, commercial, events and <a title="Farm Insurance" href="http://www.cornishmutual.co.uk" target="_blank">farm insurance</a> to Members of all descriptions, living or working throughout the South West countryside.</p>
<p>###</p>
<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/2010/04/prweb3880684.htm" target="_blank">http://www.prweb.com/releases/2010/04/prweb3880684.htm</a></p>
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		<title>Farmers Insurance to sponsor tourney</title>
		<link>http://www.insurancenewsalerts.com/farmers-insurance-to-sponsor-tourney</link>
		<comments>http://www.insurancenewsalerts.com/farmers-insurance-to-sponsor-tourney#comments</comments>
		<pubDate>Fri, 19 Mar 2010 15:16:55 +0000</pubDate>
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		<category><![CDATA[Farmers Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancenewsalerts.com/?p=4185</guid>
		<description><![CDATA[(ESPN) - Farmers Insurance must have liked what it saw at Torrey Pines in its  10 days as a title sponsor. It decided Monday to sign up for the next  four years, filling an important hole of title sponsorship in the PGA  Tour schedule.
PGA Tour commissioner Tim Finchem did not disclose  [...]]]></description>
			<content:encoded><![CDATA[<p>(<a href="http://sports.espn.go.com/">ESPN</a>) - Farmers Insurance must have liked what it saw at Torrey Pines in its  10 days as a title sponsor. It decided Monday to sign up for the next  four years, filling an important hole of title sponsorship in the PGA  Tour schedule.</p>
<p>PGA Tour commissioner Tim Finchem did not disclose  financial terms, saying only that the purse next year would be $5.8  million, an increase of $500,000 from this year.</p>
<p>The PGA Tour now  has 15 tournaments with title sponsor agreements through at least 2014,  with 10 others signed through 2012.</p>
<p>Torrey Pines is regarded a  prime tournament in the West Coast swing because it typically is the  first to be shown on network TV, and <a href="http://sports.espn.go.com/golf/players/profile?playerId=462">Tiger  Woods</a> and <a href="http://sports.espn.go.com/golf/players/profile?playerId=308">Phil  Mickelson</a> have opened their seasons there the last several years.</p>
<p>Buick  had been the title sponsor since 1992 until GM filed for bankruptcy.</p>
<p>&#8220;This  is a very solid deal financially,&#8221; Finchem said. &#8220;It will allow us to  increase the purse at the tournament starting next year, which will get  it squarely into the range of purse levels at that time of the year on  the PGA Tour.&#8221;</p>
<p>He said prize money will increase during the  four-year agreement, and he expects the charitable contributions to  grow.</p>
<p><a href="http://sports.espn.go.com/golf/news/story?id=4997558">Read full story</a></p>
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		<title>Farmers Insurance, state agree to cut &#8216;excessive&#8217; rate hike</title>
		<link>http://www.insurancenewsalerts.com/farmers-insurance-state-agree-to-cut-excessive-rate-hike</link>
		<comments>http://www.insurancenewsalerts.com/farmers-insurance-state-agree-to-cut-excessive-rate-hike#comments</comments>
		<pubDate>Thu, 14 Jan 2010 13:46:13 +0000</pubDate>
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		<category><![CDATA[Farmers Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancenewsalerts.com/?p=3471</guid>
		<description><![CDATA[(DALLAS NEWS) - Farmers Insurance agreed Monday to scale back a double-digit rate hike for homeowners coverage in Texas. But the company will get to keep millions of dollars it has collected the past six months, even though the state declared those premiums excessive.
Farmers, one of the largest insurers in Texas, had proposed a statewide [...]]]></description>
			<content:encoded><![CDATA[<p>(<a href="http://www.dallasnews.com/">DALLAS NEWS</a>) - Farmers Insurance agreed Monday to scale back a double-digit rate hike for homeowners coverage in Texas. But the company will get to keep millions of dollars it has collected the past six months, even though the state declared those premiums excessive.</p>
<p>Farmers, one of the largest insurers in Texas, had proposed a statewide increase of 10 percent, with an 11 percent hike for the Dallas area, in June. The company said the rates were necessary because of increased property losses and a jump in the cost of reinsurance – which insurers buy to help pay claims after a catastrophic event such as a hurricane.</p>
<p>State Insurance Commissioner Mike Geeslin, who called the initial rate plan &#8220;excessive and unfairly discriminatory,&#8221; signed a consent order Monday agreeing to a 4.5 percent increase for the 300,000 customers of Farmers&#8217; largest home insurance subsidiary.</p>
<p>But the order does not require the company to lower its rates until March 16, nor will it have to issue refunds for the higher premiums it has charged policyholders since last summer. The insurance department couldn&#8217;t say how many Farmers customers paid too much, but the majority of the company&#8217;s policyholders have been affected because their policies would have been renewed in that time.</p>
<p>Under the provisions of the order, the state&#8217;s third-largest home insurer will leave its new rates in effect until at least March 16, 2011.</p>
<p><a href="http://www.dallasnews.com/sharedcontent/dws/bus/stories/011210dntexfarmers.402b952.html">Read full story</a></p>
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		<title>State Farm to raise homeowners insurance rates as much as 14 percent in Dallas area</title>
		<link>http://www.insurancenewsalerts.com/state-farm-to-raise-homeowners-insurance-rates-as-much-as-14-percent-in-dallas-area</link>
		<comments>http://www.insurancenewsalerts.com/state-farm-to-raise-homeowners-insurance-rates-as-much-as-14-percent-in-dallas-area#comments</comments>
		<pubDate>Fri, 17 Jul 2009 13:20:44 +0000</pubDate>
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		<category><![CDATA[Farmers Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancenewsalerts.com/?p=1864</guid>
		<description><![CDATA[(DALLAS NEWS) - State Farm Insurance filed notice with the state Wednesday that it will raise its homeowner policies as much as 14.4 percent in the Dallas area, becoming the third and largest insurer to hike rates in the past month.
State Farm officials blamed the boost on a slew of spring storms unleashing hail damage [...]]]></description>
			<content:encoded><![CDATA[<p>(<a href="http://www.dallasnews.com">DALLAS NEWS</a>) - State Farm Insurance filed notice with the state Wednesday that it will raise its homeowner policies as much as 14.4 percent in the Dallas area, becoming the third and largest insurer to hike rates in the past month.</p>
<p>State Farm officials blamed the boost on a slew of spring storms unleashing hail damage in North Texas, as well as the rising price of building materials. Statewide, the rate increase averages about 8.5 percent, with the new rates hitting existing customers when they renew policies after Oct. 1. New customers will pay the higher rates starting Sept. 1.</p>
<p>The spike in premium costs also follows the devastation wreaked by Hurricanes Dolly and Ike last year.</p>
<p>Mark Hanna of the Insurance Council of Texas, an industry group, said Ike in particular was devastating, causing $10 billion in insurance losses.</p>
<p><a href="http://www.dallasnews.com/sharedcontent/dws/news/politics/state/stories/DN-statefarm_16tex.ART.State.Edition2.4c0db8b.html"><br />
Read full story</a></p>
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		<title>State Farm could owe $0 to $1 billion</title>
		<link>http://www.insurancenewsalerts.com/state-farm-could-owe-0-to-1-billion</link>
		<comments>http://www.insurancenewsalerts.com/state-farm-could-owe-0-to-1-billion#comments</comments>
		<pubDate>Wed, 17 Jun 2009 12:00:16 +0000</pubDate>
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		<category><![CDATA[Farmers Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancenewsalerts.com/?p=1543</guid>
		<description><![CDATA[(FORBES) - Pick a dollar amount be zero and 1 billion. Depending on who you ask, that&#8217;s what State Farm Insurance owes its Texas customers for overcharging on homeowner policies dating to 2003.
The Office of Public Insurance Counsel, the state&#8217;s consumer advocate for insurance, says in documents filed this month that Texas&#8217; largest property insurer [...]]]></description>
			<content:encoded><![CDATA[<p>(<a href="http://www.forbes.com">FORBES</a>) - Pick a dollar amount be zero and 1 billion. Depending on who you ask, that&#8217;s what State Farm Insurance owes its Texas customers for overcharging on homeowner policies dating to 2003.</p>
<p>The Office of Public Insurance Counsel, the state&#8217;s consumer advocate for insurance, says in documents filed this month that Texas&#8217; largest property insurer owes policyholders $785 million plus interest, or nearly $1 billion. State Farm has 1.2 million customers in Texas.</p>
<p>The Texas Department of Insurance calculates the overcharges at about $250 million, plus nearly $100 million more in interest.</p>
<p>State Farm says it owes customers nothing, that it didn&#8217;t overcharge its customers, and that its rates have always been fair and competitive. The dispute dates to 2003 when Texas ordered State Farm and other companies to reduced premiums the state considered excessive.</p>
<p><a href="http://www.forbes.com/feeds/ap/2009/06/15/ap6544543.html">Read full story</a></p>
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		<title>$117 million in Farmers refunds for Texas policyholders has been in limbo 7 years</title>
		<link>http://www.insurancenewsalerts.com/117-million-in-farmers-refunds-for-texas-policyholders-has-been-in-limbo-7-years</link>
		<comments>http://www.insurancenewsalerts.com/117-million-in-farmers-refunds-for-texas-policyholders-has-been-in-limbo-7-years#comments</comments>
		<pubDate>Tue, 10 Mar 2009 10:24:25 +0000</pubDate>
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		<category><![CDATA[Farmers Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancenewsalerts.com/?p=517</guid>
		<description><![CDATA[(dalasnews) - It&#8217;s becoming known as the case of the missing insurance refunds.
Back in the fall of 2002, Farmers Insurance and state regulators agreed to resolve allegations that the company had overcharged customers with a $117 million settlement that included refunds and lower rates for nearly half a million policyholders.
Shortly after the agreement was announced, [...]]]></description>
			<content:encoded><![CDATA[<p>(<a href="http://www.dallasnews.com">dalasnews</a>) - It&#8217;s becoming known as the case of the missing insurance refunds.</p>
<p>Back in the fall of 2002, Farmers Insurance and state regulators agreed to resolve allegations that the company had overcharged customers with a $117 million settlement that included refunds and lower rates for nearly half a million policyholders.</p>
<p>Shortly after the agreement was announced, it was challenged by a group of Farmers policyholders, who insisted it was a bad deal for them. Although a state judge upheld the settlement, his decision was overturned by an appeals court and then taken to the Texas Supreme Court – which sent the legal dispute back down for further deliberations.</p>
<p>And so the case sits unresolved – going on seven years – and Farmers customers are still waiting for their money.</p>
<p>&#8220;Farmers has worked closely with the Texas Department of Insurance and remained ready to implement the agreed-on settlement for several years,&#8221; said Michelle Levy, a spokeswoman for Farmers in Texas. &#8220;We&#8217;re ready to take action, but there&#8217;s nothing we can do until the courts have decided this.&#8221;</p>
<p><a href="http://www.dallasnews.com/sharedcontent/dws/dn/latestnews/stories/030909dntexfarmers.3dce368.html">Read full story</a></p>
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