crop insurance

Farmers May Want To Ask Crop Insurance Company for More Time

(WALLACE FARMER) - Iowa and other Corn Belt states are experiencing one of the latest and slowest harvest seasons on record. Some farmers have had concerns about whether their crop insurance coverage will still be in effect if harvesting drags into December. “This fall’s delayed harvest is also raising several other questions related to crop insurance,” notes William Edwards, Iowa State University Extension farm economist.

The standard policy for corn and soybeans in the Midwest states that Dec. 10 is the end of the insurance period for the 2009 crop. However, farmers may request their insurance company to allow them additional time to complete harvesting.

If insured acres aren’t harvested by Dec. 1, call your agent

“This can be granted when timely notice is given to the agent and the delay is due to an insured cause, such as wet weather or snowfall,” says Edwards. “This will allow any claims to be settled based on actual harvested production rather than an appraisal in the field.”

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